Wealth Management forHigh-Net-WorthIndividuals & Families

We begin with a conversation about your current investments, financial priorities and any questions or concerns you have. Recent investment statements help us evaluate your accounts together, including your investment mix, concentration risk, cash reserves, costs and relevant tax considerations. We also consider other assets, income and family commitments that may affect what you need from your portfolio.

We then explain what appears well positioned, what may deserve attention and whether changes could better support your goals. The review is complimentary, with no obligation to become a client or transfer assets.

Yes. You can request an independent portfolio review without leaving your current advisor or committing to any changes.

We evaluate how your investments work together and whether the strategy reflects your current priorities, cash needs and broader financial circumstances. If your portfolio is already well positioned, we will explain why. If we identify concerns, we walk you through them and discuss your options so you can make an informed decision.

Your investments are one part of your financial life. Real estate, business interests, other assets and income can influence how much risk is appropriate in your portfolio and how much cash you need available. Your strategy should also reflect what you want your wealth to support, such as retirement, a major purchase, helping family members or charitable giving.

For example, substantial wealth tied to a business or a single stock may make diversification elsewhere especially important. An upcoming property purchase or family gift may require funds to remain accessible. We consider these needs when developing your investment mix, cash reserves and approach to portfolio changes.

The goal is to manage your investments as one coordinated strategy that reflects your wider financial life. We revisit that strategy as your circumstances and priorities change.

Gold Coast Capital Management does not provide individualized tax or legal advice. Clients should consult qualified tax and legal professionals regarding their specific circumstances.

Your investment assets are held in your accounts at Charles Schwab, which serves as the independent custodian.

Gold Coast manages your investments under the authority established in your advisory agreement. Schwab holds the assets and provides account statements and direct online access to your holdings, balances and transactions.

This gives you ongoing visibility into your accounts independently of Gold Coast.

The initial portfolio review is complimentary. For ongoing investment management, Gold Coast’s standard annual advisory fee is 0.50% of assets under management.

The fee covers ongoing portfolio management and investment guidance tailored to your goals, liquidity needs and broader financial circumstances.

Gold Coast does not earn commissions from investment recommendations. Underlying fund expenses and any applicable third-party charges are separate from the advisory fee.

Complete details about fees and services are provided in the firm’s advisory agreement and regulatory disclosures.