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GOLD COAST CAPITAL MANAGEMENT, LLC
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Why Fees Matter

Small Differences. Significant Impact.

Investment fees may seem small, but over time they can have a significant impact on long-term wealth.

Many investors focus on investment returns while paying little attention to the costs associated with achieving those returns. Yet fees are one of the few factors investors can control.

The Impact of Fees Over Time

Consider a $1,000,000 portfolio earning 10% annually before advisory fees over a 30-year period.

Traditional Advisor

1.00% Annual Fee

$13.3 Million

Portfolio Value After 30 Years

Gold Coast Capital Management

0.50% Annual Fee

$15.2 Million

Portfolio Value After 30 Years

Approximately

$1.9 Million

More

  • That's not the result of taking more risk.
  • It's not the result of earning higher returns.
  • It's simply the result of keeping more of what your portfolio earns.

For many investors, that difference can represent years of retirement income, additional financial flexibility, or a larger legacy for future generations.

Why Fees Differ

Many advisory firms operate within larger organizations that maintain branch networks, extensive infrastructure, multiple layers of management, and proprietary investment products.

Independent advisory firms often operate with a different business model.

As an independent fiduciary, Gold Coast Capital Management focuses on providing personalized investment management without proprietary products, commissions, or sales incentives.

Our goal is simple:

High-Quality Advice. Reasonable Cost.

What Our 0.50% Fee Includes

Every client relationship includes:

  • Personalized portfolio management
  • Ongoing investment guidance
  • Global diversification
  • Tax-aware portfolio management
  • Portfolio monitoring and rebalancing
  • Retirement planning guidance
  • Objective advice during major financial decisions
  • Direct access to Dragan Mark Filipovic, CFA

There are no commissions, proprietary products, hidden charges, or sales quotas.

Your Assets Remain at Charles Schwab

Your assets remain in your name at Charles Schwab — one of the world's largest and most trusted financial institutions.

Gold Coast Capital Management manages your portfolio but cannot withdraw funds from your account or take custody of your assets.

You maintain ownership and control of your accounts at all times.

Charles Schwab

Value Beyond Investments

Investment management is only part of the relationship.

Clients often seek guidance during:

  • Retirement planning
  • Inheritance decisions
  • Business sales
  • Career transitions
  • Large account transfers
  • Market volatility
  • Major financial decisions

Having an experienced advisor available when those decisions arise can be just as valuable as investment performance itself.

An Important Question

  • Do you know exactly what you're paying for investment advice?
  • Do you understand what you own, why you own it, and how your portfolio is managed?
  • Have you compared the value you're receiving relative to the fees you're paying?

If not, it may be worth having a conversation.

Let's Have a Conversation

Whether you're evaluating a current advisory relationship or simply looking for an independent perspective, we're happy to help.

  • No pressure.
  • No obligation.
  • Just honest advice.
Dragan Mark Filipovic, CFA

Ready for a Second Opinion?

If you're paying more than 0.50% annually for portfolio management, let's review what you're receiving and what alternatives may be available.

Schedule Your Complimentary Portfolio Review